Date

Credit Bureau
Address

RE: Acct. #...

Dear (Credit Bureau Name):

I have just received my credit report and have noted that it contains erroneous information regarding the following accounts. I would like them deleted from my record:

Collection Account ______________This is not correct. Please remove.

(Bank, Institution, etc.) - This is not mine.

(company name) (acct. # ______________) When I questioned (company name) about this account, they told me they requested this be removed from my credit report. How were you able to confirm it? Please explain.

(credit card company) ___________________ This is not mine.

(retailer name) _______________ This is not mine.

(company name) ____________ This is not mine.

Please re-investigate and delete these disputed items. I understand that 30 days constitutes a reasonable time to check these out. Please notify me if it takes longer.

Please send names and business addresses of those persons you contacted for any verifications. Or, as per the Fair Credit Reporting Act, please send me notification that the items have been deleted.

Please send an updated copy of my credit report to the following address:

Sincerely,


Name
Address
Social Security Number